SUPPORT THROUGHOUT YOUR CAREER
Are you interested in continuing your education? We can help. Full-time employees qualify for tuition reimbursement. This also allows us to grow our own leaders.
We offer a choice of health plans to meet your needs at a reasonable cost. Additionally, our vacation plan begins accruing your first day of employment and allows you to be rewarded financially, simply for coming to work. Our contribution to the retirement savings plan is generous, and we offer pay differentials, for many positions, when you work a shift other than days. To learn more, ask your HR representative about these benefits or read through our Benefits FAQ below.
WHAT IS UNIFLEX?
UniFLEX is a flexible benefits package offered to employees which is comprised of two types of benefits: healthcare and income protection.
WHAT IS THE PHILOSOPHY BEHIND UNIFLEX AND THE OTHER BENEFITS OFFERED BY LAKESIDE?
The UniFLEX benefits program supports our commitment to Service Excellence by offering flexible, competitive and comprehensive programs. By competitive, we mean that our benefits compare well within our industry and market place. By flexible, we mean that you can select benefits that are right for you at any stage in your life. By comprehensive, we mean that UniFLEX benefits offer access to providers, affordability and a variety of coverage. We are also committed to providing you with quality service and with information and tools to make well-informed benefits decisions.
WHO IS ELIGIBLE FOR UNIFLEX?
You are eligible for UniFLEX if you are a Lakeside employee who is regularly scheduled to work at least twenty (20) hours a week.
WHEN DO BENEFITS BECOME EFFECTIVE?
Benefits become effective thirty (30) days after your date of hire.
HOW DOES UNIFLEX WORK?
When you are hired, you can enroll in the UniFLEX benefits program by completing a step-by-step online enrollment process, personalized specifically for you. UniFLEX offers a wide range of healthcare, life insurance and disability benefits to help meet the diverse needs of Lakeside employees and their families.
WHAT DOES COVERAGE COST?
Lakeside pays a substantial portion of the cost of benefits by contributing to medical, dental and income protection benefits such as life insurance. Generally, the higher the benefit level, the higher the cost. You also have the option to decline certain benefits or to select coverage at a lower level than the Lakeside allowance for that benefit.
If the cost of your benefit choices is more than the allowance you received from Lakeside, you will pay the difference. If the cost of your choices is less than your allowance, you will receive the leftover dollars as taxable cash in your pay during the year.
Your contributions, if any, are paid with pre-tax deductions from your paycheck before federal, Social Security, and most state taxes are withheld. This helps lower your taxable income and your cost for coverage. Four insurance coverage options- supplemental life, dependent life, short-term disability and long-term disability are paid with post-tax contributions.
WHAT ARE THE HEALTH BENEFITS CHOICES?
Lakeside offers three medical plan options. The two Preferred Provider Organization (PPO) options cover the same supplies and services but have different deductibles, co-payments and out-of-pocket maximums. Both PPO options through United Healthcare include preventive care benefits, a lifetime maximum of $1,000,000 and a prescription drug plan offering discounts at local pharmacies and a mail-order service. Lakeside also offers a Health Maintenance Organization (HMO) option through Aetna.
UniFLEX offers two dental plans that differ in deductibles, co-payments and annual maximum allowances. The two plans cover: (1) preventive care such as oral exams, (2) basic services like fillings, (3) major services such as crowns and (4) orthodontic services.
UniFLEX offers a vision plan. After a small deductible, the plan will pay 100% for the following services if you use a participating doctor: (1) vision exam, (2) clear lenses, (3) frames and (4) contact lenses. Benefits are also available if you use a non-member doctor and reimbursement is based on a fee schedule.
WHAT ARE THE INCOME PROTECTION CHOICES?
UniFLEX offers basic life insurance of $10,000 or one times your annual base pay, plus four options of supplemental life insurance coverage which insures the employee’s life ranging from $10,000 to four times your annual base pay (to a maximum of $500,000).
Accidental Death and Dismemberment
Coverage for an amount equal to your annual base pay is automatic. The benefit is paid to your beneficiary if you die from accidental injury. A schedule of benefits applies in the case of severe injury. There is also a comprehensive worldwide emergency assistance service at no additional cost.
Personal Accident Insurance (PAI)
UniFLEX lets you purchase $25,000 to $300,000 of accident insurance for yourself and/or your family. If you purchase coverage for your spouse and children, they will be covered for a percentage of your coverage.
Dependent Life Insurance
UniFLEX provides three options: $35,000/$15,000, $25,000/$10,000 or $10,000/$2,000 for your spouse and/or children.
Short-Term Disability (STD)
Coverage provides financial protection if you become ill or injured and unable to work starting on your eighth day of disability and continuing for up to twelve (12) or twenty-five (25) weeks depending on the plan you choose. The benefit pays 60% of your base pay – up to $1,000 per week – offset by any other income you receive, including company paid time off (PTO) benefits and long-term disability coverage.
Long-Term Disability (LTD)
Coverage provides financial protection if you become ill or injured and are unable to work for an extended period of time. This benefit pays up to 60% of your monthly base pay.
UniFLEX provides two plans from which to choose. The difference between the plans is the waiting period, the time you are required to wait before your disability payments begin. Your choices are ninety (90) days or one hundred and eighty (180) days.
ARE INVESTMENT OPTIONS AVAILABLE, SEPARATE FROM UNIFLEX?
Yes. There are three available options:
Retirement Savings Plan
You may join the Retirement Savings Plan, which is a qualified 401(k) plan, and defer one percent (1%) to twenty-five percent (25%) of your pay on a pre-tax basis to save for your retirement. Lakeside also matches a portion of your savings. You may join the plan after your first thirty (30) days of employment if you are at least twenty-one (21) years of age and are regularly scheduled to work at least twenty (20) hours per week. The plan is designed to offer flexibility and diversification in your investment choices. Accounts are valued daily and are designed to allow you to choose from a multitude of investment options.
Employee Stock Purchase Plan
The Employee Stock Purchase Plan offers employees the chance to purchase company common stock at a ten percent (10%) discount, giving you the opportunity to share in the success of Lakeside and UHS. You may join the plan after your first thirty (30) days of employment if you:
- Are not a member of a collective bargaining group
- Have attained the age of majority in your state of residence
- Are regularly scheduled to work at least twenty (20) hours per week
You may invest twenty ($20) per month up to one-thousand ($1,000) per month through convenient payroll deductions.
Flexible Spending Accounts
FSAs allow you to set aside UniFLEX dollars and your own pre-tax dollars to cover qualified expenses that you would normally pay with post-tax dollars. You may set aside up to three thousand ($3,000) per year in a Healthcare FSA to pay for eligible expenses for yourself or dependents. These expenses could be medical, dental and vision expenses not covered by your benefit plans. You may also set aside up to five thousand ($5,000) per year in a Dependent Care FSA to pay for eligible day care or dependent care expenses for children or adults.
Note: If you have questions about any of these benefits, call your Human Resources Department or the Benefits Line at (800) 782-4049. This information summarizes UniFLEX, the Retirement Savings Plan, and the Employee Stock Purchase Plan. It is neither a contract nor a promise of employment. The information is subject to change at any time. More detailed benefits information is provided in the UNiFLEX Workbook, Summary Plan Descriptions and plan documents available in your Human Resource Department. If there are inconsistencies between this online summary and the official plan documents and insurance contracts, the documents and contracts shall govern.